96 cards with the bureau each was reported to pull, real approval data points, the 0% intro offer from the issuer's page (checked 2026-09-29), and a link to the card's own application page. Which bureau a bank or credit union pulls overall lives on Bureau Pulls.
Pulls
96 cards
Academy Bank Credit Builder Secured Card
Academy Bank
Bureau not recorded· secured
No hard pull on the credit builder card; graduates to unsecured. No geo restrictions; unsecured cards need an in-person application (AZ, CO, KS, MO).
722/$9K had 6 TransUnion inquiries; $17.5K approval had no prior BofA banking; $33K was combined with Premium Rewards. Roughly 3 cards per 12 months for non-customers, 6-7 with a banking relationship. myFICO 2026: Experian pulled on CT and CA approvals ($16.5K at 798, $16K at 751 with 2/12 inquiries, $24K in CA).
BCU now lists only a Cash Rewards Visa — confirm the Travel Rewards card is still offered. BCU double-dips one hard pull for 30 days; the 786 approval came with an auto loan. myFICO 2026: $35K SL for an existing BCU member.
Requires an Amazon Prime membership; apply through Amazon. myFICO 2026: double pull (TU + EX) reported twice; $16K at 654 with a 5+ year Chase banking relationship.
857/$10.1K pulled Equifax; 786 and 700 pulled Experian + TransUnion. Only one Sapphire card allowed. myFICO 2026: pulled BOTH TransUnion and Experian in CT; other SLs $6.5K-$24.5K; preapproval SL held when income was updated first.
$11K approval with a 2017 bankruptcy; $2K at 23.9% APR. Discover is now owned by Capital One. myFICO 2026: $6K-$10K SLs on rebuilding files, including one 6 weeks after a Chapter 7.
Apply in the Wallet app; soft-pull preapproval uses FICO 9. Credit line increases of $250+ every 6 months; 648 approval had 3 derogatories. Chase is taking over the Apple Card from Goldman Sachs (announced Jan 7, 2026; about 24 months to complete) — expect the underwriting to change.
Formerly Flagship Rewards. myFICO 2026: $30K after 6 months of checking/savings; $25K at 661; $7.2K. Declines can come back as a Cash Rewards counter-offer.
Replaced the U.S. Bank Visa Platinum; 792/$10K was a Visa Platinum approval. U.S. Bank prefers 1 new account in 12 months. myFICO 2026: $13K at 745 TU; U.S. Bank's $500 minimum SL still shows up on thin or recently active files.
myFICO 2026: $1K-$11K SLs; a $3.5K SL was raised by calling underwriting right after approval (soft pull). Opening checking and waiting 6+ months from the last TransUnion inquiry helped.
No longer listed in USAA's card lineup — confirm. Scored on Experian BankCard Score 3; 14% APR with 1 inquiry. USAA membership required. myFICO 2026: $4K on Experian 11 months after a discharged BK where USAA was included.
From the Credit Bureau Blueprint. The list is years old — struck-through retailers have closed, and store card programs change, so confirm the pull type before applying.
Abercrombie & FitchAmerican HomeAmerican Signature FurnitureAnn TaylorArhaus FurnitureAshley StewartAvenueBeallsBealls OutletBlairBrylane HomeBuckleBurke's OutletCarter LumberChadwick'sCrate & BarrelCrescent JewelersCruiseOne Leisure MilesDesign Within ReachDomesticationsDressbarnDunlapsDutyfree.comEddie BauerExpressFastlineFinaFortunoffFriedman's JewelersGander MountainGarden RidgeGardner-WhiteGiant Eagle fuelperks!Goody'sGordmansHarlem FurnitureInternational MaleJ.CrewJessica LondonKanes/Savon FurnitureKingSizeLa RedouteLevin FurnitureLimited TooLittle SwitzerlandMarianneMauricesMedChoice FinancialMetrostyleMyWorld MastercardNew York & CompanyNewport NewsOneStopPlusOSH (Orchard Supply Hardware)Pacific SunwearPalais RoyalPamidaPeeblesPottery Barn (and Pottery Barn Kids)Reeds JewelersRestoration Hardware (RH)Roaman'sSamuels JewelersShop At Home NetworkSilhouettesSpiegelStageThe Company Store (and Company Kids)The Sportsman's GuideTrekUndergearValue City FurnitureVictoria's SecretWest ElmWoman WithinWoodcraft